Insurance for boats, sailing and motor yachts and for charter skippers since 1976
Comprehensive support and reliable claims handling. YACHT-POOL is your partner for yacht insurance. Simple, fast and personal.
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Find the best insurance for skipper and yacht
Skipper liability
The skipper is liable for damages that he has culpably caused to others with his present and future assets – without limitation – this is your risk! YACHT-POOL includes gross negligence and defense against unjustified third-party claims
Yacht hull
Yacht hull insurance is comprehensive cover for the yacht owner. It covers total loss as well as partial damage to your own yacht and offers protection against financial losses that may arise from events such as theft, fire or natural disasters.
Jet ski
As a pioneer and trendsetter in water sports insurance, YACHT-POOL sets a new standard in jet ski insurance! The YACHT-POOL JETSKI insurance is a new highlight of our product development that covers all essential risks for jet ski owners.
About Yacht-Pool
The YACHT-POOL Story
Dr. Schöchl initially wanted nothing to do with insurance. However, he was greatly annoyed by the poor conditions at the expense of the customers of the family business Sunbeam Yachts, which is why he wrote the YACHT-POOL hull and liability conditions, thus becoming the initiator of all-risk coverage. A fundamental innovation in boat and yacht insurance. They far surpassed traditional individual risk coverage in terms of customer orientation!
Since insurance conditions could not be patented, they were gradually copied by competitors over the years and are now in the market. At YACHT-POOL, policyholders were grouped into a “POOL” – hence the name YACHT-POOL, which was intended to speak with one voice and provide a counterweight to insurance companies and their teams of lawyers, to which the individual was always inferior.
In the charter sector, Dr. Schöchl was the first to recognize the high personal liability risk of the charter skipper, which he considered unacceptable. He formulated and wrote the corresponding skipper liability conditions, thus launching the protection of charter skippers. He is therefore considered one of the inventors of Skipper Liability Insurance.
But it didn’t stop there. Further specialized insurances such as charter deposit insurance, charter cancellation insurance, and a range of other coverage concepts were developed. In professional circles, YACHT-POOL thus became a pioneer in charter insurance and trendsetter for water sports insurance.
Moreover, YACHT-POOL evolved into a kind of “ombudsman” for questions that went beyond insurance solutions. This includes the quality seal
“CHECKED & TRUSTED Financial Security,” which provides charterers with better guidance in choosing economically stable charter agencies and fleet operators, thereby minimizing the risk of insolvency.
Dr. Friedrich Schöchl: Esteemed speaker and author of the book “The Liability of the Skipper.”
Photo credit: www.ocean7.at
Moreover, YACHT-POOL evolved into a kind of “ombudsman” for questions that went beyond insurance solutions. This includes the quality seal
“CHECKED & TRUSTED Financial Security,” which provides charterers with better guidance in choosing economically stable charter agencies and fleet operators, thereby minimizing the risk of insolvency.
Equally important was the development of the “FairCharter Contract” – a standard contract of terms and conditions for charterers designed to protect the charter skipper from problematic “voluntary liability agreements” where no insurance coverage applies.
The international associations EBI (European Boating Industry) in Brussels and ICOMIA (International Council of Marine Industry Associations) in London adopted this contract as a model for international and official general charter standard conditions.
With its initiatives, YACHT-POOL became a pioneer, innovator, and initiator, setting the trend and thus …
… much more than just an insurance company!
Top Google reviews for YACHT-POOL
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I purchased the charter deposit insurance at the beginning of the 2024 season and took 2 charters. The first one was without a damage. Unfortunately during the second chapter one of the heads were blocked and a fishing line was found during the checkout on the bow thruster prop. The charter company charged us for 460€. I applied for the refund by email with supporting documents and got professional treatment by Sami. I would like to appreciate the simplicity and Sami’s positive attitude. I received the payment on my bank account. One more thing to mention is that the Yacht-pool insurance lasts one year and can be used during multiple charters in opposite to other insurance companies. From now on I recommend to sailors the charter deposit insurance from Yacht-pool! -
It was my first time using the service for damage deposit insurance. We had some unexpected strong weather early in the morning on the third day in the marina and did some scratched on the stern. After we got back we sent the needed documents and in one month we got the amount back. I can highly recommend the company and the type of the insurances they provide. Safe sailing to all.
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Ich bin mit der Leistung der Yacht-Pool-Kautionssicherung sehr zufrieden. Der entgangene Betrag wurde mir erstattet.
Charter Fairtrag
YACHT-POOL has created the Charterfair contract with international terms and conditions to ensure that the contractual conditions remain FAIR for the charter company, the agency and the charter customer. Book your charter cruise without hidden, unfair and toxic clauses.
Checked & Trusted
It is almost impossible for a charter customer to obtain an objective & comprehensive quality assessment from charter agencies and fleet operators. For this reason, YACHT-POOL awards the “Checked & Trusted” seal of approval.
Insurance for boats and yachts
Yacht liability, yacht hull, yacht passenger accident and yacht seizure.
News from YACHT-POOL
Here you will find regularly updated articles with valuable information and expert advice on yacht and skipper insurance, as well as the latest developments, safety tips and industry-specific updates to make your enjoyment as a yacht and boat owner or charter skipper worry-free.
Power of Partnership - Together - Successful
We have been working together with our partners for many years and our partner network consists of experienced companies.
As one of the leading yacht and skipper insurers, it is important to have reliable professionals at your side.
We have been working with experts from various fields for many years.
Our partners have in-depth knowledge of the yacht and boat industry, insurance and much more – surveyor’s offices, specialized lawyers, training institutes, trade magazines, associations.
Benefit from YACHT-POOL’s strong partner network – and find out more….
Claims service
For fast and personal assistance in the event of damage. Report damage simply and easily. We are here for you and will help you as quickly as possible.
Be smart – avoid the damage! Recognize dangers as a precaution, avert them correctly and save time, money and trouble! We want to prepare you accordingly.
Yacht-Pool in the trade press
YACHT reports 10/2024 – A new milestone for customer rights
In the world of charter sailing, there are often uncertainties and unclear contractual terms that can pose challenges for skippers and customers. The sailing magazine YACHT has published an article on this topic, highlighting the significant benefits for charter customers. The goal is to establish clear conditions in the charter industry, thereby eliminating ambiguities for both charter customers and charter companies. To address these uncertainties and strengthen customer rights, the international and European associations ICOMIA and EBI, along with the German VDC and the insurance broker YACHT-POOL, have developed a new charter framework agreement. These General Charter Terms aim to provide greater transparency and fairness in the international charter market, clearly defining important rights and obligations. Read on to discover the significant changes this contract brings and how it can enhance the experience of chartering yachts.
Ocean 7 reports 02/2024 – Clear Conditions
In the charter industry, the practice of including questionable and toxic clauses in the general terms and conditions (T&Cs) of charter contracts, have been a cause for concern for far too long. YACHT-POOL is committed to eliminating this lack of transparency and strengthening the rights of skippers. Despite the introduction of an improved skipper liability insurance that positively influenced the market, skippers often remained vulnerable to “toxic” clauses. The article in the yacht magazine ocean7 addresses this issue and the challenges faced by laypeople, who often struggle to understand the legal nuances.
Report from the trade magazine Boote 1.2024 – The clear conditions of YACHT-POOL’s charter fair contract convince the leisure boating lobby! Unclear conditions and toxic clauses in charter contracts could soon be a thing of the past, or at least the exception. The European and global associations of the leisure boating industry, EBI (European Boating Industry) in Brussels and ICOMIA (International Council of Marine Industry Associations) in London, recognized the importance of this topic for nautical tourism, a conflict-free charter business and, last but not least, for the reputation of the entire industry.
Several meetings were held with the presidents of the national associations of charter companies and charter agencies to find the best possible general terms and conditions. The choice fell clearly on Yacht-Pool’s Charter-Fairvertrag, which was already available in all relevant languages and represented a fair balance of interests between charter companies and charterers.
The online platform “myrentboat.com” has not forwarded customer payments and is now leaving skippers out in the cold. A textbook example of what you should bear in mind when chartering online.
With new seals of approval, the insurance broker wants to provide guidance and contribute to loss prevention.
As the charter season draws to a close, our wealth of experience (and that of many a charter skipper) has once again been enriched by many a bizarre incident. Most of the charter trips went smoothly over the water, some were particularly “adventurous”.
